Cost of Living in a Van in the UK (2026): Monthly Budget
Last updated: 27 October 2026 · Kervana team
Short answer
For two people living full time in a van or motorhome in the UK, a realistic 2026 budget is about £1,150–1,600 a month, including the vehicle's running costs. Without those running costs, the day-to-day spending (fuel, overnight stays, food, gas, phone) comes to roughly £1,000–1,450.
Two things decide where you land: how many nights you pay for a campsite and how far you drive. A campsite every night costs about £800 a month on its own; moving often and using free stopovers swaps that for a bigger fuel bill.
These budgets don't include buying the van, depreciation, eating out, health costs or anything you still pay for at home.
Three monthly budgets for two people
| Monthly cost | Mostly free stopovers | Mix | Campsite every night |
|---|---|---|---|
| Miles driven | 1,200 | 800 | 400 |
| Fuel (28 mpg, 199p/L diesel) | £389 | £259 | £130 |
| Paid nights | 4 × £30 + Brit Stops | 15 × £30 | 30 × £28 |
| Overnight stays | £123 | £453 | £840 |
| Food and drink (at home prices) | £380 | £380 | £380 |
| Gas (cooking, heating) | £40 | £40 | £30 |
| Phones and mobile data | £40 | £40 | £40 |
| Gym (showers) and laundry | £60 | £20 | £15 |
| Running costs (insurance, tax, MOT, servicing…) | £141 | £141 | £141 |
| Total | £1,173 | £1,333 | £1,576 |
The running costs line is the yearly ownership bill without storage, spread over 12 months: see motorhome running costs in the UK for the breakdown.
Overnight stays
This is the line that moves most.
- Campsites with electric hook-up: typically £30–45 a night in 2026; small members-only sites (Certificated Locations with five pitches) often charge £23–25 including electricity. Weekly and off-season rates bring the average down, which is why the "every night" budget uses £28.
- Basic pitches without electricity: around £15–30 a night.
- Brit Stops: an annual membership (about £33–44 a year) gives one-night stays at pubs, farm shops and vineyards, usually free if you buy something from the host. Your van must be self-contained.
- Free overnight parking: possible in places, but rules vary by council and landowner. Check signs and local rules; don't count on it every night.
Fuel
At the October 2026 UK diesel average (199.33p a litre), a van doing 28 mpg costs about 32p a mile. 1,000 miles a month is about £324. Your own mpg changes this a lot: see campervan fuel cost per mile for the formula and a table by mpg.
Food
The average UK household spends about £74 a week on food and non-alcoholic drinks (ONS, April 2024 to March 2025); a 2026 estimate based on ONS data and inflation puts it nearer £102 a week. That is roughly £320–440 a month for a household; the budgets above use £380 for two people cooking in the van. A small fridge and limited storage tend to mean more frequent, smaller shops, which can push this up.
Gas, water and electricity
- Gas: a refill of a 13 kg Calor Patio bottle cost about £52.50 in spring 2026 (plus cylinder hire the first time). How long a bottle lasts depends on the season: with the heating on in winter it goes much faster than in summer. We use £30–40 a month.
- Water and waste: free at most campsites and many service points.
- Electricity: included with an electric hook-up; off-grid you rely on solar and the vehicle's batteries.
Phone and internet
Unlimited-data SIM-only plans cost about £14–25 a month per phone in 2026. Many van dwellers add a data-only SIM in a router; deals from about £7 a month exist. The budgets use £40 for two people.
Showers and laundry
Campsites usually include showers. If you mostly use free stopovers, a budget gym membership (about £18–29 a month in 2026) doubles as a daily shower. Launderettes and campsite machines add a little each week.
Before you go full time
- An address: insurance, banking, the V5C and your driving licence all need a postal address.
- Insurance that allows living in the vehicle: standard leisure policies may not cover full-time use; ask before you buy.
- Winter: heating, condensation and fewer open sites make winter the most expensive season.
Track your own month
- Plan a trip in the trip cost calculator: miles, mpg, fuel price, nights on campsites and food.
- Log what you spend as you go, by category (fuel, campsites, food, gas). Kervana shows your monthly total, warns you before a category goes over its limit and shows the cost of each trip per day and per mile.
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Sources
- Weekly road fuel prices, week of 19 October 2026 — GOV.UK
- How much are motorhome site pitches in 2026? — Swift Group (updated June 2026)
- How much does van life cost in the UK? — Motorhome Protect
- Certificated Location, 2026 rates — Hatton World
- How Brit Stops works — Brit Stops
- Brit Stops motorhome stopover guide — Agricamper
- Family spending in the UK: April 2024 to March 2025 — Office for National Statistics
- Average UK household cost of food — ClearScore (NimbleFins analysis of ONS data)
- 13 kg Calor gas bottle prices, April 2026 — Jacksons of Old Arley
- Calor gas prices, owners' discussion — The Caravan and Motorhome Club
- The best SIM-only deals in October 2026 — TechRadar
- Giffgaff unlimited data plans — 4G.co.uk
- PureGym membership plans and prices 2026 — WellFit Insider